General Student Plans

The graduate student health plan provides very comprehensive coverage without the need to pay a deductible. The dental plan includes a defined network of providers that features the providers from University Dental Health Services on the Oakland Campus. Davis Vision offers a vision plan with comprehensive coverage at a very reasonable cost.

Greater detail about each of the carriers is listed below.

Academic Year 2018 - 2019

Health and Wellness Coverage: UPMC Health Plan

Provider Information: UPMC Health Plan

UPMC Health Plan is part of the Insurance Services Division of University of Pittsburgh Medical Center (UPMC), one of the nation's top-ranked health systems. As part of an integrated health care delivery system, UPMC Health Plan partners with UPMC and community network providers to improve clinical outcomes as well as the health of the greater community.

UPMC Health Plan maintains an "Excellent" rating (the highest available from NCQA) for its commercial HMO/POS, Medicaid HMO and Medicare HMO products. Members have access to the world-class academic, advanced-care, and specialty hospitals of UPMC, as well as renowned community hospitals, cancer centers, physician practices, and long-term care facilities.

UPMC Health System has been recognized as one of “America’s Best Hospitals,” earning the 10th position in U.S. News & World Report’s annual guide for two years in a row.  In addition, UPMC is nationally ranked in 15 adult specialties and among the top 10 hospitals in eight specialties.

UPMC Health Plan provides a dedicated customer service unit comprised of a team of highly trained Health Care Concierges. UPMC Health Plan won the 2012 Global Call Center of the Year award in the large call center category from the International Customer Management Institute (ICMI). ICMI recognizes call centers that make a commitment to superior service and have done the most to deliver a quality customer experience. UPMC Health Plan’s call center ensures excellence for all its members by focusing on one-call resolution, by employing a service-driven and knowledgeable team, and also by utilizing state-of-the-art call center technology.

General Student Plan Description

UPMC Panther Blue - General Student Medical Plan
Highlights and Monthly Costs
Effective: September 1, 2018 – August 31, 2019

Carrier: UPMC Health Plan

Available to:

  • Full Time Undergraduate Students
  • Graduate Students without an Academic Appointment
  • Health Sciences Fellows, Post and Pre Doctoral Fellows, Certificate Trainees

General Student Medical Plan Highlights for In-network Coverage:

  • No pre-existing condition limitations
  • No annual benefit maximum
  • Primary Care Physician - $30 copayment per visit for illness/injury
  • Specialist - $40 copayment per visit
  • Urgent care - $40 copayment per visit
  • Emergency Room - $75 copayment per visit
  • Inpatient hospital stay – Covered 90% after $250 copayment
  • Pharmacy - $15 generic/$35 preferred brand/$70 non-preferred brand
  • Out of network coverage is provided at a lower benefit level
  • $250/$500 Family Deductible


Student Only $188.57
Student + Child(ren) $525.92
Student + Spouse/Domestic Partner $546.45
Student + Family $603.42

For questions regarding the medical plan, contact UPMC Health Plan Member Services for the University of Pittsburgh at 1-888-499-6885. Representatives are available from 7 a.m. to 7 p.m. Monday through Friday and 8 a.m. to 3 p.m. Saturday, EST.

Details of the Plan

Summary of Benefits     |     Schedule of Benefits     |     Prescription Drug Benefits

Dental Coverage: United Concordia

Provider Information: United Concordia

United Concordia Dental is one of the nation’s largest dental insurers, and has been providing exceptional value for more than 40 years.

United Concordia administers dental benefits for more than 8 million members and 26,000 clients, including state and local governments, unions and many of the top 100 Fortune® 500 companies. The AdvantagePlus network includes more than 73,600 unique dentists at more than 149,000 access points nationwide. Their network includes both University Dental Health Services and the University of Pittsburgh Dental Medicine Clinic. Both providers are located in Salk Hall.

Dental Coverage Plan Description

United Concordia Plus - Undergraduate Student Dental Plan
Highlights and Monthly Costs
Effective: September 1, 2018 – August 31, 2019

Carrier: United Concordia

Available to:

  • Full Time Undergraduate Students

Undergraduate Student Dental Plan Highlights:

  • Annual deductible - $50
  • Plan maximum - $500
  • 100% coverage for Exams, Cleaning, and X-Rays
  • 50% coverage for Root Canals, Oral Surgery and Fillings
  • National Dental Provider Network - Concordia AdvantagePlus
  • Freedom to see any licensed dentist
  • No referrals needed for specialty dental care
  • Utilizing network providers saves you money


Student Only $15.74
Student + 1 Adult $31.50
Student + 1 Child $31.50
Student + Children $48.82
Student + Family $48.82

For questions regarding the dental plans, contact United Concordia’s Customer Service Department at 1-877-215-3616. Representatives are available from 8 a.m. to 8 p.m. EST, Monday-Friday.

Details of the Plan

Summary of Benefits     |     Certificate of Coverage

Preventive Incentive Benefit

Vision Coverage: Davis Vision

Provider Information: Davis Vision

Davis Vision provides vision benefits, eye care and eyewear to over 55 million members and a seamless member experience with unparalleled ease of use and value. Davis Vision has a National provider network of ophthalmologists, optometrists and retailers at more than 35,000 points of access, in both private practice and retail settings.

Davis Vision’s is one of a select few vision care programs in the country with NCQA’s Certification in Credentialing, maintained since 2004. Davis Vision’s labs and Customer Service Center are the only ones in managed vision care to be certified to ISO 9001:2008 standards. Davis Vision also has the Cooperative Ophthalmic Lens Testing Service, Inc.’s (COLTS) Certification for Prescription Accuracy and FDA Conformance (impact-resistance). This provides third party certification and validation of prescription accuracy and quality from Davis Vision labs.

Vision Coverage Plan Description

Davis Vision – Student Vision Plan
Highlights and Monthly Costs    
Effective: September 1, 2018 – August 31, 2019

Carrier: Davis Vision

Available to:

  • Full Time Undergraduate Students
  • Graduate Students with and without an Academic Appointment
  • Health Sciences Fellows, Post and Pre Doctoral Fellows, Certificate Trainees

Student Vision Plan Highlights:

  • 100% coverage for eye exam 
  • Covered-in-full for select eyeglasses from Davis Vision’s Collection or receive a:
    • $60 frame allowance towards frame of your choice
    • $75 contact lens allowance
  • Additional lens options available at discounted member prices
  • One-year breakage warranty on plan eyewear


Student Only $7.54
Student + 1 Dependent $15.06
Student + Family $18.08

For questions regarding the Vision plan, contact Davis Vision at 1-877-923-2847 and enter Client Control Number 4382 when prompted.

Details of the Plan

Review the Details of the Student Vision Plan for additional information