| Scenarios | Retiree Between Age 62-64 | Retiree Age 65 and Over | |
|---|---|---|---|
|
NO spouse/partner |
Individual Pre-65 plan at cost share | Post-65 plan with DDB | |
| NO spouse/partner WITH dependent children* |
Parent/Child(ren) Pre-65 plan at cost share |
Retiree: Post-65 plan with DDB Dependent Child(ren): Individual Pre-65 plan at full cost |
|
| Spouse/Partner Less than Age 62 | NO dependent children |
Retiree: Individual Pre-65 plan at cost share Spouse/Partner: Individual Pre-65 plan at full cost |
Retiree: Post-65 plan with DDB Spouse/Partner: Individual Pre-65 plan at full cost |
| WITH dependent children* |
Retiree: Parent/Child(ren) Pre-65 plan at cost share Spouse/Partner: Individual Pre-65 plan at full cost |
Retiree: Post-65 plan with DDB Spouse/Partner: Parent/Child(ren) plan at full cost |
|
| Spouse/Partner Between Age 62-64 | NO dependent children |
Retiree: Two Adult Pre-65 plan at cost share Spouse/Partner: Under Retiree's Two Adult plan at cost share |
Retiree: Post-65 plan with DDB Spouse/Partner: Individual Pre-65 plan at cost share |
| WITH dependent children* |
Retiree: Family Pre-65 plan at cost share Spouse/Partner: Under Retiree's Family plan at cost share |
Retiree: Post-65 plan with DDB Spouse/Partner: Parent/Child(ren) Pre-65 plan at cost share |
|
| Spouse/Partner Age 65 and Over | NO dependent children |
Retiree: Individual Pre-65 plan at cost share Spouse/Partner: Post-65 plan with DDB |
Retiree: Post-65 plan with DDB Spouse/Partner: Post-65 plan with DDB |
| WITH dependent children* |
Retiree: Parent/Child(ren) Pre-65 plan at cost share Spouse/Partner: Post-65 plan with DDB |
Retiree: Post-65 plan with DDB Spouse/Partner: Post-65 plan with DDB Dependent Child(ren): Individual Pre-65 plan at full cost |
|
*Dependent children up to age 26