Scenarios of Coverage Levels with Cost-Sharing Information

Scenarios

NO spouse/partner

Dependent StatusRetiree Between Age 62-64Retiree Age 65 and Over
NO dependent childrenIndividual Pre-65 plan at cost sharePost-65 plan with DDB
WITH dependent children*Parent/Child(ren) Pre-65 plan at cost share

Retiree: Post-65 plan with DDB

Dependent Child(ren): Individual Pre-65 plan at full cost

Spouse/Partner Less than Age 62

Dependent StatusRetiree Between Age 62-64Retiree Age 65 and Over
NO dependent children

Retiree: Individual Pre-65 plan at cost share

Spouse/Partner: Individual Pre-65 plan at full cost

Retiree: Post-65 plan with DDB

Spouse/Partner: Individual Pre-65 plan at full cost

WITH dependent children*

Retiree: Parent/Child(ren) Pre-65 plan at cost share

Spouse/Partner: Individual Pre-65 plan at full cost

Retiree: Post-65 plan with DDB

Spouse/Partner: Parent/Child(ren) plan at full cost

Spouse/Partner Between Age 62-64

Dependent StatusRetiree Between Age 62-64Retiree Age 65 and Over
NO dependent children

Retiree: Two Adult Pre-65 plan at cost share

Spouse/Partner: Under Retiree's Two Adult plan at cost share

Retiree: Post-65 plan with DDB

Spouse/Partner: Individual Pre-65 plan at cost share

WITH dependent children*

Retiree: Family Pre-65 plan at cost share

Spouse/Partner: Under Retiree's Family plan at cost share

Retiree: Post-65 plan with DDB

Spouse/Partner: Parent/Child(ren) Pre-65 plan at cost share

Spouse/Partner Age 65 and Over

Dependent StatusRetiree Between Age 62-64Retiree Age 65 and Over
NO dependent children

Retiree: Individual Pre-65 plan at cost share

Spouse/Partner: Post-65 plan with DDB

Retiree: Post-65 plan with DDB

Spouse/Partner: Post-65 plan with DDB

WITH dependent children*

Retiree: Parent/Child(ren) Pre-65 plan at cost share

Spouse/Partner: Post-65 plan with DDB

Retiree: Post-65 plan with DDB

Spouse/Partner: Post-65 plan with DDB

Dependent Child(ren): Individual Pre-65 plan at full cost

*Dependent children up to age 26

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