| Scenarios | Retiree Between Age 62-64 | Retiree Age 65 and Over | |
|---|---|---|---|
| NO spouse/partner NO dependent children | Individual Pre-65 plan at cost share | Post-65 plan with DDB | |
| NO spouse/partner WITH dependent children* | Parent/Child(ren) Pre-65 plan at cost share | Retiree: Post-65 plan with DDB Dependent Child(ren): Individual Pre-65 plan at full cost | |
| Spouse/Partner Less than Age 62 | NO dependent children | Retiree: Individual Pre-65 plan at cost share Spouse/Partner: Individual Pre-65 plan at full cost | Retiree: Post-65 plan with DDB Spouse/Partner: Individual Pre-65 plan at full cost |
| WITH dependent children* | Retiree: Parent/Child(ren) Pre-65 plan at cost share Spouse/Partner: Individual Pre-65 plan at full cost | Retiree: Post-65 plan with DDB Spouse/Partner: Parent/Child(ren) plan at full cost | |
| Spouse/Partner Between Age 62-64 | NO dependent children | Retiree: Two Adult Pre-65 plan at cost share Spouse/Partner: Under Retiree's Two Adult plan at cost share | Retiree: Post-65 plan with DDB Spouse/Partner: Individual Pre-65 plan at cost share |
| WITH dependent children* | Retiree: Family Pre-65 plan at cost share Spouse/Partner: Under Retiree's Family plan at cost share | Retiree: Post-65 plan with DDB Spouse/Partner: Parent/Child(ren) Pre-65 plan at cost share | |
| Spouse/Partner Age 65 and Over | NO dependent children | Retiree: Individual Pre-65 plan at cost share Spouse/Partner: Post-65 plan with DDB | Retiree: Post-65 plan with DDB Spouse/Partner: Post-65 plan with DDB |
| WITH dependent children* | Retiree: Parent/Child(ren) Pre-65 plan at cost share Spouse/Partner: Post-65 plan with DDB | Retiree: Post-65 plan with DDB Spouse/Partner: Post-65 plan with DDB Dependent Child(ren): Individual Pre-65 plan at full cost | |
*Dependent children up to age 26