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Long Term Care (LTC)
Long term care (LTC) is the type of care received, either at home or in a facility, when someone needs assistance with activities of daily living due to an accident, an illness, or advancing age.

Long-term care is an employee-paid benefit available to faculty and staff as well as their family members.

New Hires eligible for Guarantee Issue must enroll within 60 days of hire date.* After 60 days, Medical Underwriting is required.

Guarantee Issue Eligibility(*): Regular Full-Time Faculty and Staff, Regular Part-Time Staff (working at least 18.75 hours/week), Tenured and Tenure Stream Part-Time Faculty, Full-Time Research Associates.

All others eligible for LTC require Medical Underwriting and do not have an enrollment deadline.

Requiring Medical Underwriting: Regular Part-Time Staff (working less than 18.75 hours/week), Non-Tenured Part-Time Faculty, Part-Time Research Associates, Retirees and Retiree Spouses/Partners, Spouses/Partners, Parents (in-laws), Grandparents (in-laws), Siblings / Spouse/Partner of Siblings, and Adult Children.

For plan details, rates, and downloadable forms, please visit the UnumProvident website:

If you have any questions regarding coverage, please contact UnumProvident at: (800) 227-4165.

* Guarantee Issue population applies to New Hires only. Union Members - Please see your Collective Bargaining Agreement.

Benefits Department · 200B Craig Hall · Pittsburgh, PA  15260 · 412-624-8160

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