Choosing the right medical plan is an important decision for you and your
family. Carefully consider your options and anticipated medical needs before you
make your selection during open enrollment.
This guide will estimate the amount of out-of-pocket and payroll-deducted
expenses you may incur under each of the available health plans. To get
started, review your medical expenses from the past year or, if possible, the
past two years. Summarize these expenses by completing the worksheet below.
You may want to discuss these answers with your family.
Remember, you may be able to reduce your out-of-pocket expenses
further by using a flexible spending account.
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