The Long Term Disability Benefit Program provides partial income
replacement, continuation of Contributory Tax-Deferred Annuity Program
contributions, and continuation of certain University benefits in the event
eligible staff or faculty become "disabled."
This University provided benefit coverage becomes effective the first of the
month following a six month waiting period of eligible employment. An
earlier effective date may be established if you were covered by a comparable
plan by a preceding employer who meets the requirements of the Certificate of
Previous Coverage. Long Term Disability may not necessarily mean a total
and permanent disability. During the period of disability, the insured
must be under the regular care of a legally qualified physician.
If a claim is approved, Long Term Disability benefits begin on the first of the
month following six months of total disability in an eight month
period. The insurance provides a monthly income equivalent to 60% of
covered monthly salary up to the plan maximum of $15,000 per month.
Long Term Disability benefits will be reduced by disability benefits received
from Social Security, Worker's Compensation, and any other disability benefits
payable under any plan for which contributions or payroll deductions are made
by the University. However, in no event will the amount from the carrier
be reduced less than $100 or by subsequent increases in Social Security.
Benefits continue to be paid consistent with a benefits duration schedule which
is monitored on an ongoing basis to be in compliance with age discrimination
regulations. If you exhaust your available disability benefits under the
schedule at an age commensurate with the criteria for official University of
Pittsburgh retirement status, you are entitled to the same benefits, programs,
and services as are ordinarily provided when you are granted official
retirement status.
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