The Affordable Care Act includes an individual mandate that requires most Americans to obtain and maintain health insurance each month or pay a tax penalty. The penalty for not having coverage will be paid on your Federal Income Tax Returns for each full month you, or a family member, does not have health insurance.
The Affordable Care Act requires employers to send Form 1095-C to certain employees. This form contains detailed information about your health care coverage. The IRS will use the information reported on your 1095-C to determine whether you will pay a penalty for failing to have health care coverage as required by the Patient Protection and Affordable Care Act. If you received an Advance Premium Tax Credit, the information on the form will also help the IRS determine if you should repay any of the tax credit or receive an additional credit.
Understanding Form 1095-C
For more information about Form 1095-C, review these Frequently Asked Questions to gain a better understanding of the form and what to do if you receive one.
Visit mytaxform.com/form-1095-decoder to learn more about the codes on the document.
To obtain a duplicate of Form 1095-C, review the reprint instructions.
If you have additional questions about your Form 1095-C, please contact the University of Pittsburgh’s Benefits Department at email@example.com. You may also visit www.irs.gov or www.healthcare.gov to learn more.